End the Pension Penalty

Women in the UK receive 33% less pension income than men. That’s the pension penalty. Years spent caring for children, parents and loved ones can mean lower earnings, lower pension contributions and less financial security in later life, despite unpaid care being essential to families, communities and the economy. Pregnant then Screwed (PTS) is campaigning to close the gender pension gap and make sure nobody is penalised in retirement for baring the brunt of caring their entire lives.

The Government’s Pensions Commission is currently examining the future of pensions, so now is the time to make our voices heard. …

Women in the UK receive 33% less pension income than men. That’s the pension penalty. Years spent caring for children, parents and loved ones can mean lower earnings, lower pension contributions and less financial security in later life, despite unpaid care being essential to families, communities and the economy. Pregnant then Screwed (PTS) is campaigning to close the gender pension gap and make sure nobody is penalised in retirement for baring the brunt of caring their entire lives.

The Government’s Pensions Commission is currently examining the future of pensions, so now is the time to make our voices heard. Write to your MP using PTS' quick template and ask them to write to the Pensions Minister, raise the issue in Parliament and push for better pension protection for carers. The more MPs hear from their constituents, the harder it is to ignore the pension penalty.

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Write to your MP

Writing to your MP helps put the pension penalty on the political agenda. When constituents contact their MPs, they can raise the issue with the Pensions Minister, speak about it in Parliament and push for better pension protection, helping build the pressure for meaningful change. Taking the first step and writing to your elected official is one of the most powerful things you can do to help end the pension penalty.

Find your local rep

Subject:

I am writing as your constituent to ask you to take action on the gender pension gap.

Women are far more likely to reduce their hours, take career breaks, or leave work altogether to care for children, elderly relatives and loved ones. This unpaid care is essential, but it often comes at a huge financial cost.

Too many women reach retirement with lower pensions, on average 33% less than men (TUC 2026), because they spent years caring for others.

That isn't fair.

The Government's Pensions Commission is currently looking at the future of pensions. This is a chance to make sure people are not penalised for providing unpaid care.

As part of Pregnant then Screwed’s ‘Thanks for your service’ campaign to raise awareness about the pension gap, and to push for a fairer system that provides pension protection for unpaid carers, I am asking you to:

- Write to the Pensions Minister and the Pensions Commission, calling for stronger pension protection for unpaid carers.
- Raise the impact of unpaid caring responsibilities on women's pensions in Parliament .
- Table a Parliamentary Question asking what action the Government is taking to stop carers losing out in retirement.

Nobody should face poverty in later life because they cared for their family.

Please let me know what action you will take on this issue.

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